BUSINESS LOAN

₹ 1 ₹ 500

Description

We have provide easy business loan is a financing product from a bank or NBFC (Non‑Bank Financial Company) to help a business with working capital, expansion, buying equipment, etc. Some are secured (with collateral); many newer ones are unsecured (no collateral).

અમે કાર્યકારી મૂડી, વિસ્તરણ, સાધનો ખરીદવા વગેરેમાં વ્યવસાયને મદદ કરવા માટે બેંક અથવા NBFC (નોન-બેંક ફાઇનાન્શિયલ કંપની) તરફથી સરળ બિઝનેસ લોન પ્રદાન કરીએ છીએ. કેટલીક લોન સુરક્ષિત છે (કોલેટરલ સાથે); ઘણી નવી લોન અસુરક્ષિત છે (કોઈ કોલેટરલ નથી).

📝 Eligibility Criteria

• Business Vintage: Usually 1–3 years of operations (for unsecured loans).
• Age: 21 to 65 years.
• Annual Turnover: Depends on lender; higher turnover improves chances.
• Credit Score: CIBIL score of 650+ preferred.
• Business Proof: GST, ITR, bank statements, balance sheet, etc.

📄 Documents Required

• KYC Documents – Aadhaar, PAN, Passport, Voter ID
• Business Proof – GST Certificate, Shop Act License, Partnership Deed, MOA/AOA (for companies)
• Financials – Last 6–12 months Bank Statements, ITR, Balance Sheet & P&L
• Collateral Papers (if secured loan)